Concerned about business fraud? Find out how Experian can help.

Welcome to Experian Business Credit

Welcome to Experian Business Credit
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Run a credit check on a business in seconds from Experian

  • Official Experian website and business credit reports
  • Easy to read business credit and background information
  • Includes the Intelliscore PlusSM and Financial Stability Risk rating
  • Check and build your business credit score
  • Monitor your business credit report with identity protection alerts
  • Access international business credit reports
  • Mobile friendly interface
  • Competitive low prices

Can a company have a business credit score and report?

A good business credit report and score are essential for getting the money you need to successfully run and grow your business. A good credit score can save you money with lower interest rates, provide business credit without the need for a personal guarantee, and improve the overall image of your company.

Business credit reports can also serve a vital role in managing credit risk with companies that you deal with.

The information in Experian's business credit reports is continually updated, always accessible and includes the Experian business credit score (both the Intelliscore Plus and Financial Stability Risk rating), credit trade payment information, corporate registration, business public records, key personnel, and a lot more.

Experian's Business Information Services is a leader in providing data and predictive insights to organizations, helping them mitigate risk and improve profitability. The company's business database provides comprehensive, third-party-verified information on 99.9 percent of all U.S. companies, with the industry's most extensive data on the broad spectrum of small and midsize businesses.

Why monitor your Experian business credit report?

How does business credit monitoring work?   Business credit monitoring keeps a daily watch on your business credit report and score for any changes reported to Experian, including changes that can be linked to inaccurate or fraudulent activity. It works by sending you alerts when there is activity or changes in your business credit, making it easy for you to stay on top of your business credit and financial information.

Why do I need business credit monitoring?   Business credit monitoring can help you spot inaccuracies in your business credit report that could be the result of outdated or misreported information, including business identity theft that can negatively affect your business credit score. Such negative impacts to your business credit report could lead to higher interest rates and even a small business credit card or loan rejection. Keeping track of the changes in your business credit report can give you enough time to repair any issues that might be a factor when applying for small business credit tradeline.

Monitoring your business credit can help you better prepare for business growth opportunities and avoid surprises when you go to apply for loans. Generally, it's recommended to monitor your business credit report and score for at least three months before getting a small business loan or line of credit. That way, you can ensure everything is in order and see what improvements you can make. It's also a good idea to check your business credit report after your loan to verify the accuracy and know the impacts to your business credit score.

Enrollment in Experian's Business Credit AdvantageSM unlimited access and monitoring service is the best way to manage and grow your business credit. Unlimited access to your business credit report gives you the tools you need to manage and grow your credit score. And, automatic email alerts provide you the monitoring tools to watch your credit file for any inquires or derogatory filings.

Enrollment in Experian's Business Credit Advantage program also provides your business with business identity monitoring powered by CyberAgent®. CyberAgent, Experian's priority monitoring technology, proactively detects stolen business identifiable information and compromised confidential data online. CyberAgent is the only identity monitoring solution designed for proactive cyber detection on an international level - breaking language barriers and detecting identity theft across the globe. At any point in time, our CyberAgent technology is monitoring thousands of websites and millions of data points, alerting you if we find your business information in a compromised position online. This information is being gathered in real-time, giving you the opportunity to react quickly and take the necessary steps to protect your business.

Enroll in Business Credit Monitoring today >>

Trust Experian Business Credit Reports

Why our business credit reports?

An objective, accurate business credit report provides access to critical information needed for making informed financial business decisions about whom you do business with and at what price.

Why monitor your business credit score?

Business credit reports form the basis for decisions other businesses make about you. By using a convenient, online business credit reporting service from Experian, you can make sure that data in your business credit report is accurate.

Plan ahead – Try our Score Planner

Knowing how to manage and improve your business credit score can save you time and lower your cost of securing funds critical to growing your business.

Just wanted to say, Don't Change Your Website! It is perfect!! Each time we login the reports we need are obtained quickly and accurately. It is very refreshing to utilize a website that gets the job done for us...

~ Cynthia Nichols, LOC Scientific.

Watch how Experian supports small businesses and their credit futures

Construction and design firm growing successfully with Experian business credit monitoring

John C., the owner of Lilyshea Design, shares his experience with monitoring for fraud to gain access to capital in his construction and design firm Lilyshea Design, LLC, based in New Jersey. With over 15 years of experience in the industry, John emphasizes the importance of monitoring his credit score and utilizing tools like Business Credit Advantage to ensure financial health for his business. John shares how he manages his credit, monitors for any fraud incidents, and maintains good credit health to secure funding for future projects.

Pet services business owner Tammy uses Experian to protect identity and credentials

Two years ago this small business was hacked on social media. Someone tried to take over their business. So it is critical that ongoing monitoring is part of how they do business to safeguard their reputation. Experian Business Credit Advantage empowers Alone at Home Pet Services with all of the information about their business. It alerts them any moment information about their business appears on the Dark Web.

Tammy, the owner, feels empowered with the ongoing monitoring of her small business. She tells us her Business Credit Advantage subscription enables her company to check their credit reports frequently and maintain their good credit health, and peace of mind.

Sewer and drain services business owner Mike uses Experian to gain more favorable business credit

Mike O., Owner of Evenflow Sewer and Drain Service in Kings Park, New York, shares how his subscription to Experian Business Credit Advantage has helped him gain access to more favorable financing options. Mike says he checks his business credit profile at least once a day to make sure he is keeping his payments current with his trading partners.

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