experian (TM)
Experian Business Credit Score


The objective of the Experian Business Credit Score (aka: Experian Intelliscore PlusSM) is to predict seriously derogatory payment behavior.

Score RangeRisk Level
1-10High Risk
11-25Medium to High Risk
26-50Medium Risk
51-75Low to Medium Risk
76-100Low Risk


The Experian Business Credit Score is calculated by a statistically derived algorithm, designed to determine risk based on multiple factors including:

  • Credit: Number of trade experiences, balances outstanding, payment habits, credit utilization and trends over time
  • Public Records: Recency, frequency and dollar amounts associated with liens, judgments or bankruptcies
  • Demographic Information: Years on file, Standard Industrial Classification (SIC) code and business size

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